Finance

Finance Terms and Conditions

As long as your order is between £250 - £20,000 we've got three great finance options for you to choose from.

Option 1

Buy now pay later - 19.9% APR (fixed) representative

If you choose our buy now pay later option, you will pay the cash price plus a £29 settlement fee if settled within 12 months.

Or

At the end of the 12 month buy now pay later period, you can choose to pay the balance with 36 monthly payments at an interest rate of 19.9% (fixed). Please note the £29 settlement fee is not applicable should you choose to pay this way.

Representative example
Order Value (cash price) £810.00
Total loan period 48 Months
The interest rate 19.9% p.a (fixed)
Representative APR 19.9% APR (fixed)
Total payments required 36 Months
Monthly payment £34.72
Total amount payable £1249.95

Credit is subject to application and status

Option 2

Interest free credit - no deposit - 0% APR representative Availible on seleced Products

bFlex, from our partners at Barclays Partner Finance, offers you flexibility and control. You can choose your monthly repayment amount or loan length, meaning you can spread your repayments over 3 - 24 months, to suit your individual needs. What's more, bFlex is interest free.

bFlex is available when you spend between £250 - £5,000 in a single transaction.

Choose Barclays Partner Finance at the checkout page to select the monthly repayment amount and loan length you prefer:

  • Orders between £250 - £999.99: 3 – 18 months
  • Orders between £1,000 - £5,000: 3 – 24 months

Please see the representative example below to see how much the finance should cost (example below based on average cost).

Representative example
Order Value (cash price) £810
Total loan period 12 months
Representative APR 0% APR
Rate of interest 0% p.a
Total amount of credit £810.00
12 monthly payments £67.50
Total amount payable £810.00

Credit is subject to application and status.

Option 3

Pay monthly fixed finance at 9.9% APR

Spread the cost over 3 years with 0% deposit

Monthly fixed finance is the best way to minimise your monthly outgoings by spreading your purchase over 36 equal monthly payments.

Please see the representative example below to see how much finance should cost (example based on average cost).

Representative example
Order Value (cash price) £810.00
Total loan period 36 Months
Representative APR 9.9% APR
Rate of interest 9.9% p.a
Total payments required 36 Months
36 Monthly payments £25.99
Total amount payable £935.64

Credit is subject to application and status.

To choose any of these options, please select Barclays Finance on the checkout page.

Who can apply for finance? Call Our Sales Team Tel 01684 575486

You must be 18 years or older at the date of application, a permanent UK Resident for a minimum of 3 years, and either:

  • In regular, permanent employment working a minimum of 16 hours per week (including students)
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-employed
  • A member of the armed forces